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Structured Settlement Buyer

How to find a structured settlement buyer

A Structured settlement buyer exists for one core reason-to buy structured settlements from sellers who find installments unsuitable to their immediate needs. Therefore these two parties (the seller and the company) enter into an agreement where the structured settlement buyer pays the seller a lump sum and continues to receive the seller’s installments. This transaction is always beneficial to both parties. The seller gets immediate cash, and the structured settlement buyer too waits for his/her profits.


Firms that purchase structured settlements or annuities from a buyer are called factoring companies or secondary market buyers. There are many such buyers in the market but they offer different terms. In order to get the best structured settlement buyer, you will need to comb through most of them, comparing their prices, evaluating their pros and cons and finally landing on a structured settlement buyer that you feel is the best one for your investment.


Never display your despondency for lack of money when you are dealing with a structured settlement buyer. They will prey on that to rip you off. You must stay calm, resolute and exude confidence throughout the selling process. If possible, get structured settlement quotes from them and go through it, negotiate where possible (it’s your hard-earned money) and if the structured settlement buyer can’t offer a good deal, walk yourself out.


Every structured settlement buyer must have a structured settlement calculator on their website. When you key in your assets, installment duration, and other information, the calculator will display for you a rough estimate of the lump sum you will receive. If the deal looks good for you, you can make a call to the structured settlement buyer or visit their office. Again, learn the art of bargaining. There is always a possibility that the structured settlement buyer can adjust the figure and add you something on top.


How to find a structured settlement buyer


The easiest (and probably the best) way to get a structured settlement buyer is to browse online and check for the companies with a positive review from the Better Business Bureaus. Steer clear from a structured settlement buyer with a low rating or those that appear to compel you to sell your annuity payment to them. A good cash for structured settlement payments buyer should find you the money you need as fast as possible.


To make the whole long story short, here are the points you can adhere to to narrow your choices down to a single structured settlement buyer. You should select a company that:


  • Provides the best offer for your structured settlement
  • Provides good customer care services
  • Presents many options including a cash advance
  • Recommends that you talk to a financial expert or a lawyer first
  • Carries out the whole process in a transparent manner
  • Show complete understanding of the existing laws by adhering to them
  • Have a positive customer care record
  • Provides you with a timeline date for when you will get money


Make sure you consider all these requirements in order to have an easier time selling your structured settlement.

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